If you are interested in buying or selling real estate around the River in Rancho Mirage, please call our office today at 760-541-7006. 

112 Kiva, Palm Desert

View all Properties for sale in Bighorn Golf Club

 “Short Sale” has become an all-too-common term over the past few years. As frequently as we hear about Short Sales, many people have no idea what it actually means. It may be the right alternative to take to avoid foreclosure, to keep your credit intact, and eliminate the heartbreak of just walking away and abandoning the property. Banks agree to a short sale when an owner has lost their job or suffered some sort of personal hardship, or owe more on the mortgage than the home is worth. When the lender is shorted on a mortgage,  they will accept less than the total amount owed; enabling a buyer to purchase the property for less than what is owed while the home lies in a pre-foreclosure stage.

When it’s time to proceed with the Short Sale, the owner of the property will need to prepare a financial package to submit to the lender. A list of things to include in the package would be: the hardship submission letter, 2 years of tax returns and W-2 forms, recent payroll stubs, and the last 2 months of bank statements. Also a comparative market analysis report should be included, or a list of recent comparable sales of properties in the area, which can be received from the listing agent. Sign a listing agreement with the agent subject to selling as a short sale with third-party approval. The agent will seek a buyer who will make an offer for less than the total amount due on the mortgage. When all accept (seller and lender) a purchase offer, the transaction will close, the lender releases the lien and seller delivers the deed.

A Short Sale can be the perfect solution in order to avoid the blemish of a foreclosure on your credit report.

Call Rob Zwemmer and Associates for more details regarding Short Sales, we’re here to help.

Contact Rob Zwemmer and Associates for more home staging tips. Our on-staff designer is always available for consultation. 760-541-7006

 COD STREET FAIR

What better way to kick-off the weekend than to visit the famous College of the Desert Street Fair! You can get out in the sun, meet some interesting people, and get in on plenty of great deals on interesting things. They say it’s best to visit the street fair between 7-9am so you can beat the crowds, have plenty of time to visit all of the booths, and grab a few ‘early bird specials’ that individual vendors have to offer. Over 300 vendors are on hand presenting entertainment, great gift ideas, arts and crafts, and products for you and your home. Refreshment areas feature breakfast selections from pancakes to breakfast burritos; and a wide range of lunch items are available including Mexican and Italian favorites, Polish sausage and BBQ, too. Held at the northwest corner of COD’s campus (near the intersection of Monterey Avenue and Fred Waring Drive), the Street Fair is very easy to access. Admission and parking are free, and a complimentary golf cart shuttle is provided for your convenience. It’s growing and improving all the time, so if you haven’t been by recently, you are really missing out! COD Street Fair is open every Weekend throughout the year from 7am to 2pm. Hope to see you there.

If you are visiting the Palm Desert area and are thinking about buying a property call us today. 760-541-7006.

 The Bump-n-Grind Trail

Yes, it’s a challenge, the renowned Bump-n-Grind Trail, where you can literally see forever across the valley floor. It begins at 250 feet in elevation and is considered a moderate to strenuous hike that reaches about 1000 feet up. It’s definitely one of the most popular hiking trails in the valley offering a challenging cardio workout. They say the right side of the trail is wider, making it easier to spot any of the rattlesnakes that tend to come out and meander when the weather gets warmer. At first glance it appears as a slightly elevated pathway; then you notice the rugged, rocky mountain terrain that seemingly reaches to the sky. Coming down can be a bit tricky, so watch out, it can be a bit steep. The access point is located on Painters Path (behind Target’s Palm Desert Store at Desert Crossing Shopping Center). The City of Rancho Mirage has restricted hikers from entering other trailheads located in various residential areas. The upper portion of the trail was closed in June, 2011 so bighorn sheep can reclaim and populate the area again. Many complete the hike in about 3 hours. You are encouraged to bring water, wear a hat and the proper footwear to tackle the more rugged and dusty terrain. If you’re up for the challenge, let’s take it to the top!

If you have questions about the Palm Springs area, or if you are interested in buying or selling real estate in the Palm Springs and La Quinta Areas please call our office today. 760-541-7006

When a property returned to the mortgage company after an unsuccessful foreclosure auction, it is referred to as REO (Real Estate Owned). Since what is owed to the bank is almost always more than what the property is worth, very few foreclosure auctions result in a successful sale. The bank is now owner of the property, the mortgage loan is no longer valid, and any liens and/or debts against the property are removed, and it is placed for a quick sale. 

Banks always sell an REO property in “as-is” condition, while providing a pest inspection and allowing the seller to obtain a home inspection of their own. You can possibly re-negotiate terms of the sale including purchase price if something doesn’t meet your approval following the inspection. But you need to remember—you are buying a property in “as-is” condition.

Before making an offer on the REO property have your agent contact the listing agent and ask about a special “as-is” form; how long will it take the bank to accept your offer;how does your agent deliver the offer, and if there are any inspection reports you can review. Maybe the bank will agree to make a repair or two—it doesn’t hurt to ask.
Make your offer a seamless transaction by having your pre-qualification letter and a buyer biography to present.

REO deals are out there now, so give Rob Zwemmer and Associates a call to explore the possibilities that exist for you.

http://www.desertforeclosures.net

VIEW FORECLOSURES IN PALM SPRINGS

http://www.desertrealestateprices.idxco.com/i/3847/Bank_Owned_Homes

“This was our second annual trip to Disneyland in affiliation with Olive Crest,” stated Rob Zwemmer. “Last year we sponsored the trip for students from the Safe Families program associated with Olive Crest, and it was such an amazing trip that we decided to do it again this year. It is a thrill to work with Olive Crest and provide this day trip of fun and education for students who have worked hard to improve their grades and be placed at the top of their class.”

Rob Zwemmer and Associates is committed to continuing its support for Olive Crest Academy through fundraising vehicles. “We are currently working on a website to call for donations to help benefit these exceptional students of our valley. The goal is to raise enough funds to establish a scholarship, and provide various school supplies to help enhance their educational experiences,” he said.

About Olive Crest

Since 1973, Olive Crest has transformed the lives of over 50,000 abused, neglected, and at-risk children and their families. They work tirelessly to meet the individual needs of kids in crisis by providing safe homes, counseling, and education for both youth and parents. Their many innovative programs reflect their conviction that strengthening the family is one of the most powerful ways to help heal children. With unwavering compassion, the Olive Crest family maintains a lifelong commitment to the youth and families they serve even after they have graduated from our programs.

Olive Crest serves nearly 1,000 children and families each day throughout California, Nevada, and the Pacific Northwest. For information call 1-800-550-CHILD (2445) or visit www.olivecrest.org.

About Olive Crest Academy

Olive Crest Academy is a tuition-free charter school dedicated to offering students an academic alternative to traditional classes. It is based on the Early College High School Initiative supported by the Bill and Melinda Gates Foundation. Rob Zwemmer and Associates Inc. is proud to be a contributing part of their efforts. Olive Crest’s programs are designed to promote a culture of high academic performance, encouraging logical and critical thinking. There are school locations in Coachella Valley and Orange County.

About Rob Zwemmer and Associates Inc.
Rob Zwemmer & Associates Inc. is a division of Luxury Homes by Keller Williams based in La Quinta. They are a full-service real estate team with a long legacy of delivering unparalleled service to clients. Keller Williams, founded in 1983, is an international real estate company with over 700 offices and almost 80,000 associates across the U.S. and Canada. Keller Williams is the second largest real estate franchise organization in the U.S. For up-to-the-minute Coachella Valley area property listings and timely real estate information, visit: www.DesertOnline.com.

Hope that all is going well with you and the business. Thought that I’d send a quick note to add my thanks again to you and to the staff behind the scenes for the work selling my house and, of course, I can never send enough appreciation to Bobbi-Lou. Fortunately, I’m now resettling with family and enjoying them and my new surroundings.

Best wishes for continued success and, especially, for this 2012 season! Take care always!

Thanks again,

Lauretta

Lauretta Blake,

Chicagoan-At-Large

If you are looking to buy or sell property in the Palm Springs area, we would love to help you get that real estate deal you are looking for.

8 ounces of linguini, spaghetti or angel hair pasta

3 large tomatoes, finely chopped

1/4 cup chopped fresh basil

2 tablespoons olive oil (extra-virgin preferred)

1 small garlic clove, minced

1/8 teaspoon pepper

1/2 teaspoon salt

1/4 cup shredded or grated Parmesan cheese

Boil your pasta, drain and rinse in a colander. Begin stirring the ingredients, except for the parmesan cheese. Spread and gently stir the mixture into the hot pasta and top with a sprinkle of Parmesan cheese.

Serves 4 people.

If you are interested in purchasing or selling Real Estate in a golf community in the La Quinta Area, please let us know.  We would love to assist you.

We are all thinking of ways to save money these days. If you are selling your home and need a few renovations in order to get top dollar, or if you just need to give your kitchen a facelift, consider simply painting your cabinets for a fresh new look. Renovations can be costly, but painting can offer a cost-effective, quick and easy way to change the appearance of a tired kitchen.

It is fairly easy to paint wood-laminate, solid wood and metal cabinets. Flat-front doors and drawers are simpler to paint; cabinets with raised panels will require more paint and prep time. You can apply paint utilizing several techniques including rolling or brushing with a natural bristle or foam brush, or by spraying. The best applicator may depend on the type of paint or finish you select for the job. Be sure to consult with a professional before purchasing materials and beginning your project.

Before the painting process begins, remove the cabinet doors and all hardware. Thoroughly clean the cabinet surfaces and ensure they are free of grease residue using a solution of one part tri-sodium phosphate and four parts water. Cabinets need to dry thoroughly before paint is applied. Mask off the interiors with painters’ tape for a clean, finished look, and lightly sand the front surfaces and visible edges of the cabinet face frames. Do not remove old paint or varnishing if it is well-adhered; this finish will allow for smooth and optimum adhesion. Apply the primer sealer to all surfaces to ensure a well-bonded finish coat, and then get ready to start painting. Paint is first applied to the inside edges and openings of face frames, then the outer cabinet sides and the face frame fronts. Next, paint the cabinet doors and drawer fronts and any separate wood pieces or moldings. Flow the paint into crevices and corners and avoid paint accumulating in pockets. Thin, light coats do the trick, leaving fewer visible brushstrokes. Allow the paint to dry for at least four hours between coats. When completely dry, resand all surfaces lightly and apply the second coat. As a rule, two coats will complete the job.

A simple paint project can transform a kitchen in the most cost-effective way.

If you are thinking about selling your home and you need Real Estate help, please call our office.  760-880-9996 / 760-541-7006.  We are located in La Quinta near Old Town.

For more information on Real Estate in the Palm Springs or La Quinta areas please contact us.  760-880-9996